Monthly Archives: July 2026

Claude & ChatGPT


Anthropic’s Claude is my CTO and lead software engineer. Since recently having her take over my work within http://Bubble.io through its Cowork and Google Chrome Extension programs, it’s been a blessing. Now, I can keep working on the architecture and strategy for the system while Claude takes care of the code and technical work. I have time to analyze and come up with more ideas. Through our collaboration, I can accomplish much more and much faster. The downside is that I had to upgrade my $20 a month Pro Plan to a $200 a month Max Plan plus more than $900 in usage credits in less than a week.

To better manage my weekly usage credit allotted for my $200 a month subscription with Anthropic’s Max Plan, I primarily use Opus 5 and its high effort for building my AI app. Sonnet 5 with its high effort is slower and makes more mistakes. Fable 5 is powerful and fast, but it burned my weekly usage credits within an hour and a half. This week I burned my weekly usage credits within five days using primarily Opus 5 and a little of Sonnet 5. To control my spending, I decided not to purchase more usage credits.

Instead, I will use the time to turn my attention to better use ChatGPT, specifically Codex. Codex, like Cowork, can access my files on my computer and cloud and software that I use. I recently gave it access to my financial accounts. My plan is to maximize ChatGPT like I do for Claude.

Nova is the name I gave my ChatGPT. She is my COO and lead researcher and writer. She has been great in helping me with my research, strategy, fiction and nonfiction writing, drafting my legal documents and contracts, creating my beat sheets, treatments, slices, digital game architecture, pitch decks and business plans. Next, I will test Nova in helping me with my finances. I will see if she can work with me within the software I use for business and art like how Claude engineers my AI app within Bubble.io.

On a fun note, I just put my Codex pet on the screen of my computer. It’s a cute blue robot with humanoid qualities. Claude Code has a cute orange robot creature as its mascot.

I’m so happy, grateful, and excited because of my favorite AI LLMs: Claude and ChatGPT. With them, I am determined to build products that awaken your potential, solve your problems, make your life and career smoother, and increase your inner peace and happiness. 😁

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My Use Strategy for Anthropic’s Fable 5, Opus 5, and Sonnet 5


I am a solo founder building a decision integrity AI app that helps founders in every step of their dealmaking process. It protects them from bad deals and bad people. I’m building my product with the help of AI and Bubble.io.

Claude of Anthropic is my CTO, lead engineer, and my writing polisher. She is my key player for this venture. Through Claude’s Cowork system, she is able to work inside my computer and online software with me. I recently upgraded my Anthropic plan from $20 a month to $200 a month because of the heavy lifting marathon sessions needed to build my product.

Nova, my ChatGPT from OpenAI, is my COO and lead researcher and writer. Through Codex, she is also able to work inside my computer and online software with me. My OpenAI plan costs $20 a month.

Gem is Gemini, a Google product. She is my everyday researcher under its free plan.

Between Friday, July 17 to Saturday, July 18, 2026, I used up all of my Anthropic weekly allotment of credits after undergoing 16.5 hours of vibe coding, technical work, and strategy on Claude Cowork powered by Opus 4.8. This past week I burned hundreds of dollars of Anthropic’s pay-as-you-go usage credits after I used up my weekly allotment of credits for my $200 a month Max Plan that has 20x more usage than its Pro plan that costs about $20 month.

I continued my work on Sunday, July 25, 2026. This time I tested out Anthropic’s Fable 5. It was extremely fast in execution, but it burned though about $200 within 90 minutes. For the rest of that Sunday until Friday, July 24, 2026, I spent another $700 of Anthropic’s pay-as-you-go usage to keep building my AI app. This is very costly for me. Consequently, I decided to change my Anthropic AI use strategy.

After confiding with Nova, I am now testing my Anthropic division of labor strategy using Claude Cowork and its different models below:

Sonnet: my everyday Bubble builder. Think of Sonnet as my Bubble implementation engineer.

Use Sonnet 5 for roughly 70–80% of my work.

Best for:

  • Creating and modifying Bubble fields, data types, pages and reusable elements
  • Building ordinary frontend and backend workflows
  • Responsive-layout instructions
  • Conditional visibility and navigation
  • Repeating groups, searches and filters
  • Drafting API Connector configurations
  • Writing interface copy and onboarding text
  • Explaining Bubble actions step by step
  • Making small, clearly bounded feature changes
  • Documenting what I built
  • Running routine test cases

Sonnet 5 is the best default because it offers strong coding, reasoning and tool-use performance at substantially lower cost than Opus or Fable. Anthropic says higher-effort Sonnet can match Opus-class performance on some tasks.

Opus: my senior engineer and quality-control reviewer. Think of Opus as my senior Bubble engineer, debugger and QA lead.

Use Opus for approximately 15–25% of the work, particularly when the change is complex, consequential or difficult to diagnose.

Best for:

  • Debugging workflows that Sonnet cannot fix
  • Reviewing Sonnet’s proposed Bubble implementation
  • Designing backend workflows and recursive processes
  • Finding race conditions, duplicated actions or inconsistent database states
  • API authentication and complicated JSON structures
  • Privacy-rule design
  • Performance optimization
  • Complex search constraints and database relationships
  • Decision-scoring logic
  • Prompt engineering for the AI analysis layer
  • Determining whether a problem is caused by Bubble, the API, the database or the prompt
  • Creating test plans for consequential features

Opus is especially valuable for my AI app because my product is not merely a user-interface application. Its credibility will depend on reasoning quality, data integrity, explainability, privacy, and consistent workflow behavior. Anthropic positions Opus for complex systems engineering, multistep reasoning and agentic work, with greater reliability and willingness to flag uncertainty.

Fable: my CTO and architecture escalation model. Think of Fable as my CTO, systems architect, and final escalation point.

Use Fable selectively—perhaps 5–10% of my work.

Fable should not become my everyday model merely because it is the most capable. Use it when the problem is large enough that solving it incorrectly could waste days or force me to rebuild major portions of the application.

Best for:

  • Designing or redesigning the entire AI app architecture
  • Planning a major product version
  • Mapping dependencies across many Bubble pages, workflows and data types
  • Designing the Decision Integrity Engine
  • Conducting an application-wide technical audit
  • Root-cause investigations where the source of the problem is unclear
  • Planning a complicated migration of existing Bubble data
  • Resolving architectural dead ends
  • Creating a comprehensive implementation plan from product requirements
  • Reviewing the combined work of Sonnet and Opus
  • Determining what should be built, deferred, removed or rebuilt

Fable is explicitly designed for ambiguous, long-running tasks, major investigations and work larger than a single sitting. Anthropic recommends giving it the desired outcome rather than micromanaging every step.

My recommended workflow

1. Start major features with Fable or Opus

Before touching Bubble, ask Fable to architect only the most important or cross-cutting features. Use Opus for complex but more contained features.

The deliverable should include:

  • Objective
  • User story
  • Data-model changes
  • Pages and reusable elements affected
  • Frontend workflows
  • Backend workflows
  • Privacy implications
  • Failure states
  • Test cases
  • Rollback plan

2. Give the approved plan to Sonnet

Have Sonnet convert that architecture into small Bubble tasks:

“Implement only Phase 1. Give me one Bubble action at a time. Use Bubble’s exact terminology. Stop after each logical milestone so I can confirm what appears in the editor.”

This reduces the risk of long, vague instructions that cause Bubble prompt loops.

3. Return to Opus for review

After implementation, give Opus screenshots, workflow descriptions and test results:

“Review what was actually implemented against the approved specification. Identify omissions, security issues, inconsistent states and edge cases.”

4. Escalate to Fable only when necessary

Use Fable when:

  • Opus cannot establish the root cause.
  • A change affects several major subsystems.
  • I suspect the current architecture is wrong.
  • I am preparing for a major release.
  • I need an application-wide audit rather than another patch.

Anthropic specifically describes an “advisor” pattern in which Fable or Opus sets strategy while Sonnet performs the less expensive execution work.

Bottom line

My optimal setup is:

Fable decides the architecture.

Opus challenges, debugs and validates it.

Sonnet performs the daily Bubble construction.

Do not have Fable build every button. Do not expect Sonnet to independently make every consequential architectural decision. Use Opus as the bridge between strategy and implementation.

I’m so excited to test this strategy out.

With Warmest Aloha, Jon Riki Karamatsu

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Product Value


How much money would it take for you to stop using your most valuable products? This is a way to measure a product’s value.

The mission is to make a product so valuable, it would be extremely difficult to stop using it no matter how much money is offered to you to give it up.

Products that solve problems and make your life easier are extremely valuable. Products that awaken your human potential also provide powerful value. The product makes you feel good because of how you experience it.

#products #intellectualproperty #startups #brands #economics

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Filed under Entrepreneurship, Products

The 2026 AI Revolution 👾 & Human Renaissance 🧠💞


We are living in a time when AI is better than humans when it comes to code, research, and technical work. Creativity and human relations will remain with humans because they are innately human.

Consequently, as of July 17, 2026, I’m happy to say that my work with AI to build the code and technical details of my decision integrity AI app is now easier than building the creative core in law, contracts, screenplays, screenplay beat sheets, film treatments, digital game architecture, digital game story slices, AI architecture, business plans, pitch decks, film shot lists, film story boards, songwriting, and cinematography. The creative core in such work requires human creativity. Sure, AI can assist us with this kind of work, but the creative core must come from us.

Lastly, working with AI is easier than working with humans in areas such as talent management, client management, government relations, customer relations, investor relations, and business partnership relations because AI does not stress us out with human drama.

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AI has drastically increased my productivity and happiness.


Yesterday, Monday, July 20, 2026, I decided to use Anthropic Claude’s Fable 5 and its extension in Google Chrome to build my decision integrity AI app. Fable 5 completed complex technical work within my Bubble app in several minutes that would have taken me days to do manually even with the guidance of an AI chatbot. Claude’s ability to go into a vibe coding app like Bubble has been a game changer that I wished I learned a month ago when Claude’s Google Chrome extension feature was shipped.

Consequently, my resistance to vibe coding has drastically subsided. Now I can vibe code for 10 hours a day, longer than my ability to write/create fiction, nonfiction, pitch decks, and business plans for 6 to 8 hours a day or my capability to write contracts and laws between 4 to 6 hours per day.

The biggest issue I have with Claude’s Fable 5 is how expensive it is to use it. Within 90 minutes, I burned through my upgraded $200 Max plan that I purchased seconds before using it. Plus, I spent another $200+ in credits that I purchased so that I could extend my work.

I immediately switched to using Claude’s Opus 4.8 to save money because I don’t have hundreds or thousands of dollars to spend a week. It accomplishes work so much slower than Fable 5 but it gets the job done and saves me money. It gets an hour work done that would have taken me several hours or a day to accomplish if I was doing it manually with an AI chatbot advising me.

I’m so grateful for AI. It has made me a much happier person.

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I Love AI


Now that Claude Cowork is doing all of the coding and most of the technical work on its own, I do more judgment and strategy and way less technical work. I make the final decision on everything. Its ability to work with me within Bubble.io and Google Chrome is a huge game changer for me.

As of today, June 17, 2026, I can comfortably execute 8 hours of vibe coding. Before I would struggle to do 2 to 4 hours of vibe coding because resistance would kick in after about 2 hours due to my dislike of working on technical work and frustration fixing bugs.

Now vibe coding has become more fun, closer to how I feel when I write screenplays, beat sheets, treatments, novels, digital game architecture, pitch decks, and business plans and when I’m filming and closing deals. I’m so happy! 🥳

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Claude Cowork’s Google Chrome Extension is Fabulous!


Right now, I’m vibe coding my AI app using Anthropic’s Claude Cowork. As we speak, I learned how to have it work directly in my online Bubble editor to build my AI app through its Google Chrome extension, something I usually had to do on my own after chatting with it. This would take so much of my time and effort. Now, Claude is doing it for me after I make the decisions and give it instructions. It just finished work in a few minutes that normally would take me an hour or more to do. This is another huge game changer. Wow! This feels like the World Cup. I’m so happy. I love AI so much. 🤩

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Minimum Features with Maximum Impact


Before adding more to my product, I question if it is necessary. I ask AI if it is necessary. I ask others if it is necessary. Finally, the market’s behavior will tell me if it is necessary. Minimum features with maximum impact is what I aim for.

– Jon Riki Karamatsu

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My childhood entanglement with soccer/football ⚽️


My relentless effort to improve myself goes back to my childhood entanglement with soccer/football ⚽️

– Jon Riki Karamatsu

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Filed under Art, Entrepreneurship, Mindset

Soccer / Football Applications


Soccer/football: Hustle, skills, and teamwork, all applicable to life, art, and entrepreneurship.


– Jon Riki Karamatsu

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Filed under Art, Entrepreneurship, Sports

Dispel your distorted fears


Fear starts in the mind, not in the world itself. Your mind simulates something you fear that could happen in the future. Since your mind functions as a projector that constructs your reality based on past patterns and beliefs, you are essentially experiencing a filter rather than the world as it is. Dispel the illusion. Keep the truth. The rest is simply figureoutable. 🥳

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Filed under Mental Health, Mindset, Psychology